The  U.S. Environmental Protection Agency (EPA) announced $11,390,000 to the state of Montana from the federal governments  Clean Water State Revolving Fund (CWSRF). The funding  is meant to support Montana communities in upgrading essential water, wastewater, and stormwater infrastructure that protects public health and treasured water bodies. Nearly half of this funding will be available as grants or principal forgiveness loans helping underserved communities across America invest in water infrastructure, while creating good-paying jobs. 

The funding builds on previous funding provided for Montana communities for water and wastewater treatment through the Bipartisan Infrastructure Law, including $8.7 million for the CWSRF.  Projects already planned include places like Fort Smith, Montana, where Bipartisan Infrastructure Funds are contributing to a $7.5 million Wastewater System Improvement Project, including new collection systems, a central facultative lagoon away from the Bighorn River, and spray irrigation disposal.  These improvements are vital to a functioning sewage system for nearby communities, as well as the blue-ribbon, trout fishing industry on the Bighorn River.   

The Infrastructure Law makes over $50 billion available for water and waste water infrastruc -ture improvements across the country between FY2022 and FY2026.

By TJ Martinell|, The Center Square

A new federal regulation on healthcare price transparency could cost employers in Washington state and around the nation $100 a day if they don’t comply. Yet many Washington industry groups say they aren’t even aware the rule exists. 

Under the new regulation, health insurance carriers have to publicly disclose their in-network negotiated rates or the actual price versus “official” or retail price, along with other information via an online tool. The hitch is, employers are responsible to make sure it happens.

Those unaware of this responsibility includes the Association of Washington Business, or AWB. Communications Director Jason Hagey told The Center Square the group is “more heavily focused on the state level (regulations) than the federal level.” AWB has 7,000 members that employ 700,000 workers.

Also unaware of the new rule was the Washington Food Industry Association, according to President and CEO Tammie Hendrick. The association’s members employ more than 23,000 workers. 

Washington Retail Association Senior Vice President of Policy & Government Affairs Mark Johnson told The Center Square that his group was also unaware of the rule.

The new requirement is the product of Trump administration efforts to make health care prices more transparent. It was encouraged to do so by Talon President and CEO Mark Galvin, who told The Center Square that the cost of medical services can range widely depending on the provider and whether they’re in-network or out-of-network for a specific plan.

Founded nine years ago, Galvin’s Talon provides users with a variety of software services, including a smartphone app allowing users to compare health insurance plans. 

After a 2018 meeting between Galvin and President Donald Trump’s Domestic Policy Council, a new rule was enacted through the Affordable Care Act and was later codified and expanded upon in the 2020 No Surprises Act.

Galvin told The Center Square that he saw the Trump administration’s effort as a “rare opportunity to try and solve this problem.” He was also surprised to see that the Biden administration didn’t move to scrap the rule in progress. 

The main reason for the lack of transparency on medical bills is that healthcare costs aren’t disclosed typically until the patient is billed for services, Galvin argued. Legally, health providers don’t have to disclose them prior to treatment.

The new rule, Galvin said, brought the industry from “zero transparency to 100% transparency and allowed consumers that care to be able to find the prices. We got a huge success here. Federal government did something really worthwhile for consumers can get the information they need.

Industry was effectively screwing over consumers.”

“100% transparency” in theory.

The catch: The rule places the burden of enforcement on employers who offer health insurance to their employees and face a fine if they don’t provide transparency. Aside from successfully getting their health insurance carrier to comply, the only other available option is to switch carriers.

Fines of $100 a day per business for noncompliance, or $36,500 a year, may provide a financial spur for businesses to insist on this from their insurance providers in the long term.

“We have no way to force carriers to publish their negotiated rates, because it’s a private business,” Galvin explained. “They have a First Amendment right to keep it secret,” though perhaps a financial incentive to open up.

The rule took effect in January. All covered healthcare items like prescription drugs must be part of the carrier’s online transparency tool for plan years that begin on or after January 2024.

It may take a while for the fines to start being imposed, however, as it’s not clear which federal bureaucracy gets to issue the fines.

The rule involves three agencies: the Department of Health and Human Services, the Department of Labor, and the Department of the Treasury. It has yet to be decided which one will ask businesses to pay up.

By Chris Woodward, The Center Square

Affordable housing, wages, even an unwillingness to work are why experts say Montana businesses struggle to hire workers.

Montana is among the states where employers are struggling the most in hiring this year. Wallethub, a personal finance website, ranks Montana fourth out of all the states plus the District of Columbia. 

The list comes at a time when the labor force participation rate is only 62.4%, and in order to determine which states are ranked where, Wallethub examined the rate of job openings for the latest month as well as the 12 months. 

Tanner Avery, communications and outreach director for Montana-based Frontier Institute, says a major reason businesses are struggling to find workers is that “Montana’s most in-demand counties and cities frequently either outright prohibit or penalize affordable multifamily starter homes like duplexes.” As a result, the lack of housing has forced workers to leave their communities in search of affordable places to live.

“Fifty percent of zoned land in thirteen of Montana’s most in-demand counties either outright prohibit or penalize affordable multifamily starter homes like duplexes,” says Avery. “Among the major cities assessed in the Montana Zoning Atlas report, two-family housing is on average welcomed by-right on just 41% of zoned land, while 3+ family housing is on average welcomed on only 29%.”

National experts offer different takes as to why employers in some states are struggling more than others. 

“They are not offering high enough wages,” says Daniel Schwab, assistant professor of economics and accounting at College of the Holy Cross. “The relatively low unemployment rate makes workers confident they can find another job if they quit.”

Joelle Saad-Lessler, Ph.D., associate dean of undergraduates at the Steven Institute of Technology’s School of Business, thinks Americans might be “re-evaluating” their willingness to work. They may be due to concerns about COVID or the desire to care for their kids more.

“Perhaps they can live off the benefits they have received during the pandemic and do not have to pay for rent yet if the rent moratorium still holds,” says Saad-Lessler. “But it is not 100% clear why the labor force participation rate is still so low.”

If the labor force remains low, it could cause more problems for the economy. Raymond J. Keating, chief economist for the Small Business & Entrepreneurship Council, says the U.S. faces a long-term challenge on the labor front with aging people. 

“Higher levels of immigration would help not only to meet the need for workers but also would boost the country’s slowdown in entrepreneurship,” says Keating. 

Only Alaska, West Virginia, and Louisiana outranked the Treasure State.