The most recent release of NFIB’s monthly Small Business Economic Trends report didn’t vary much from previous dismal ones, but it did reveal a more troubling finding that prompted the Montana state director for the association that publishes it to call on the state’s Congressional delegation to act faster on two issues that would help reverse small businesses’ slide. 

“The small business sector is responsible for the production of over 40% of GDP and employment, a crucial portion of the economy,” said Bill Dunkelberg, chief economist for NFIB. “But for 29 consecutive months, small business owners have expressed historically low optimism and their views about future business conditions are at the worst levels seen in 50 years.” 

Ronda Wiggers, NFIB’s Montana state director, said it’s time for Congress to act. “I’m very proud of our State Legislature for not exacerbating a very serious problem but instead initiating helpful measures to ease the problems of small businesses. I wish Congress would do the same. It needs to act now on two issues that would greatly help with a national recovery along the Main Streets of the nation. I commend Sen. Steve Daines and Congressman Ryan Zinke for their leadership on one of the issues and ask Sen. Jon Tester and Congressmen Matt Rosendale to join them in not letting the Small Business Deduction expire. Then, I’d like all four to unify in freeing Main Street, mom-and-pop companies from the vise grip of the Corporate Transparency Act.” 

In a guest editorial in The Washington Times, which preceded NFIB’s Fly-In week of small business lobbying activities, NFIB President Brad Close described the consequences of both issues. 

“The first and most important thing Congress should do is cut small businesses’ taxes permanently,” wrote Close. “The small-business deduction — the small-business centerpiece of the 2017 tax cuts — expires next year. If lawmakers allow that to happen, Main Street will face an unprecedented tax hike. At least half of the nation’s small businesses are uncertain about their future. They’re holding back when they want to be ramping up. With disaster already beginning to unfold, Congress should act immediately. 

“… The second thing Congress should do is end a particularly burdensome mandate — the ‘beneficial ownership’ reporting requirement. Created in 2021 and enforced since January, it’s 100% targeted at the smallest of small businesses, wrapping them in red tape while giving big business a pass. 

“Under this mandate, more than 32 million small businesses must regularly send private personal information about their owners to a federal database. If they don’t, they face up to two years in prison and a $10,000 fine. Would any member of Congress like to tell a small-business owner that they deserve to go to prison over this?” 

BR House Cleaning, 2001 24th St W, Reiland, Brenda, Service, Billings

E. Marie’s Cleaning Service, 27 S 12th St W #1, (406) 672-0230, Shea, Erin, Service, Billings

Rianna Naillon, 3135 Sycamore Ln, (406) 740-0617, Naillon, Rianna, Real Estate Rental, Billings

AFK Collectibles, 1630 Moose Hollow Ln, Mcmillen/Ray, Zack/Indiana – AFK Collectibles, Retail Sales, Billings

Brockstar Catering & Events, 2224 Highway 87 E, (406) 927-6723, Ninker, Kyle, Restaurants, Billings

All Weather Home Shield, 805 1/2 Broadwater Ave, (406) 281-2228, Dowd, Matthew, General Contractors, Billings

Educational Books, 26 Heatherwood Ln, (406) 894-6812, Jerkku/Neevitis/Avik/Tallinn/Tallinn, Linnea/Lisete/Gretely/Linda/Merilyn, Retail Sales, Billings

Grateful Guys Pizza Pies Llc, 323 N 14th St, (605) 661-7052, Koupal, Jeffrey, Restaurants, Billings

Lavie Health, 2501 4th Ave N, (406) 652-4868, Nordstog (Ceo), Cindy, Service, Billings

Delighted By Destiny, 1423 38th St W Unit 1, (406) 672-7689, Frost, Destiny, Service, Billings

Another Ones Treasure, 4415 King Ave E, (406) 670-8458, Ingram, John, Service, Billings

Whatever Whenever Services Llc, 1926 Mullowney Ln #27, (406) 839-5043, Linwood, Andre, Service, Billings

Aviation Adventures, 2390 Overlook Dr, (406) 690-4921, Schmalz, George, Service, Billings

PJ Floors, 123 N Crestwood Dr, Garbutt, Paul, General Contractors, Billings

BLC Construction, 1302 24th St W Suite 258, (406) 413-5279, Botts, Dakota, General Contractors, Billings

Susan Miller-Uribe, 4912 Laurel Rd, (406) 259-1942, Miller-Uribe, Susan, Service, Billings

Hope Builders & Renovation Llc, 108 N. Crawford Avenue, (406) 679-1395, Seely, Brian, General Contractors, Hardin

Loves Lawn Care, 1550 Country Manor Blvd Apt 203a, (406) 608-7799, Rayfield, Sean, Service, Billings

Gramma Cheryl Made It!, 3547 Ford Rd, (406) 690-1207, Rivera, Cheryl, Retail Sales, Billings

Hair Goddess Pro Source Llc, 670 King Park Dr #3, (406) 360-3383, Hansen, Elizabet,hRetail Sales, Billings

Big Sky Beauty Supply, 2001 E Rosebud Dr Suite E, (406) 652-7773, Comstock, Reagan, Retail Sales, Billings

Painter’s Mobile Sandblasting Llc, 2307 Lake Elmo Dr, (406) 281-2401, Painter, Nicholas, Service, Billings

Savage Sisters Tattoos, 131 Moore Ln, (307) 281-6342, Loyning, Jessica – Savage Sisters Tattoos, Service, Billings

GNC Construction, 2324 Canyon Dr Apt 1, (406) 384-1219, Cruz, Gabriel, General Contractors, Billings

Malbco Development Inc, 16114 E Indiana Ave Ste 200, (509) 218-3693, Nelson Drew, General Contractors, Spokane Valley, WA

Grey Grove Llc, 115 Shiloh Rd #8, (406) 208-6536, Moberly, Molly, Solo Practitioner, Billings

Rimrock Foundation Cottonwood, 1721 8th Ave N, (406) 248-3175, Keller, Jeffrey, Service, Billings

Simply Good Cleaning Llc, 812 N 15th St, Baldwin, Leslie, Service, Billings

Novelties By JR, 190 Melton Street, (731) 434-9832, Colwell, Philip, Retail Sales, Trezevant, TN

Mr. W Detail, 6048 Linck Circle, (406) 351-1830, Wence, Antonio, Service, Shepherd

Re Arrange Me, 2305 Fairway Dr, (406) 861-5898, Ellinghouse, Amber, Service, Billings

Rp Cleaning, 412 West Ave, (406) 672-4153, Petree, Robyn, Service, Laurel

Greentech Renewables, 516 S 18th St W, (972) 582-5300, Ziegler, Billy, Wholesale, Billings

Auto Detail Llc, 4011 1/2 1st Avenue South, Castro, Carlos, Service, Billings

Your Accountant Llc, 3541 Briarwood Blvd, (406) 272-2320, Linville, Rick L, Service, Billings

EGL Renovation L.L.C., 12 Vista Dr, Garcia/Sanchez, Emeterio/Cristina, General Contractors, Billings

Down Home Cleaning, 2606 Bowles Way, (406) 702-0133, Biggs, Candace, Service, Billings

Honey Glow Cleaning, 8353 US Highway 212, (406) 425-4151, Webb, Rensey, Service, Roberts

Signal Of Montana, 8905 Kautzman Rd, (406) 855-3590, Smith, Weston, Service, Billings

Hollowtop Inspection, 4178 Blackpool Trl, (406) 890-9914, Hepner, Benjamin, Service, Billings

The Box Zone, 3925 Coulson Rd, (310) 888-2227, Davis, Roger A, Retail Sales, Billings

CMP Consulting Llc, 2715 Riveroaks Dr, (406) 670-6169, Posey, Caleb, Service, Billings

Cleaning Genie, 1312 Terry Ave, (406) 784-2735, Murion, Katie, Service, Billings

Budget Painting Plus, 3052 Poly Dr, (406) 591-2628, Woehl/Torgersen, Bradley/Diana, General Contractors, Billings

Yellowstone County Education For Safety, 1701 Montana Ave, (406) 259-9601, Bloom, Koren, Service, Billings

Silvano Construction, 302 Jackson St Trl 51, (406) 861-4212, Lucas Ramirez, Silvano C, General Contractors, Billings

Comfort Zone Massage, 711 Central Ave Ste 221, (406) 855-1385, Fried, Roberta, Solo Practitioner, Billings

Actualfinal, 330 Burlington Ave, (406) 672-3658, Catchpole, Allan J – Actualfinal, Real Estate Rental, Billings

Two Brothers Lawncare And Landscaping, 1915 Lampman Dr, (406) 250-2198, Downing, Samuel , Service, Billings

Jobsite Medics, 637 Avenue D, (310) 486-2320, Faura, Adam – Jobsite Medics, Service, Billings

Cow Trail Counseling Pllc, 2048 Overland Ave Ste 101, (406) 861-2835, Yegen, Mia, Service, Billings

Ideal Plumbing, 120 Lewis Ave, Bergland, Jason, Billings

Loenbro Instrumentation & Electrical Llc, 2155 Harnish Blvd Ste B, (406) 453-1542, Thiam, Mbaye, Electrical Contractors, Billings

Yellowstone Post Frame, 2707 Big Horn Ave, (307) 254-8934, Yoder, Rich – Yellowstone Post Frame, General Contractors, Cody

Treasure State Home Inspections Llc, 3955 Olympic Blvd Apt #17, (406) 850-7791, Quick, Michael – Treasure State Home Inspections Llc, Service, Billings

Charlton Remodel & Restoration Llc, 1549 Topanga Ave,  , Charlton, Mark – Charlton Remodel & Restoration Llc, General Contractors, Billings

Cleaning With Kate, 4 Cavalier St N, (406) 200-3972, Blair, Katherine – Cleaning With Kate, Service, Billings

Henry’s House Cleaning, 2428 Howard Ave, (406) 876-3468, Henry, Surly – Henry’s House Cleaning, Service, Billings

Governor Greg Gianforte continues his 56 county tour in Cascade, Chouteau, and Liberty counties to highlight Montanans investing in business, agriculture, and education.

Visiting a manufacturing facility in Great Falls, the governor highlighted Such Group International’s investment in entrepreneurs and Montana’s business community.

 With over 30 years of combined experience, Such Group International supports growing businesses nationwide with packaging and shipping solutions.

Touring the 90,000 square foot warehouse, Gov. Gianforte heard more from owner Todd Such and his priorities to invest in their over 50 employees and to help businesses meet growing product and shipping demands.

 “What really excited me is when we can support our employees to buy a home, send their kids to college, or buy a new car,” Such said.

Traveling to Fort Benton, Gov. Gianforte stopped by Joyce Fuel & Feeds to highlight their expansion and investment in Montana’s farmers and ranchers.

“Getting out and visiting Montanans where they are, and hearing firsthand about the challenges they are facing is one of the most important parts of my job,” Gov. Gianforte said. “As I make my way across the Hi-Line these next few days, I’m looking forward to hearing directly from Montanans on how we can continue to address the concerns in our communities.”

Founded in 1916 in Geraldine, Joyce Fuel & Feeds offers fuel and propane delivery services, crop chemicals, livestock, fencing, feed, and equipment as well as a storefront including clothing, boots, and animal health products.

 Touring the shop, the governor visited with three generations of Joyces to hear more about the family-run operation and the services they provide to producers.

“We’re very blessed that we are able to take over the business that my grandfather worked hard to build up to pass it on to my father, so that he could pass it on to his sons. And to work with my brothers and my family every day is truly the best,” Cody Riley said.

 To improve Montana’s business climate, the governor has reformed the business equipment tax to ease the burden on small business owners, made Montana’s capital gains tax rates the fourth lowest in the nation, and promoted trades education to build a stronger workforce.

To highlight teachers and providers investing in mental health resources and care for Montana students, the governor held a roundtable in Chester.

 Discussing the increase of mental health crises in young Montanans, the group highlighted the need for more providers in schools and communities to counsel on prevention and awareness.

 Listening to school superintendents, mental health professionals, and other school administrators, the governor heard of the impact of the pandemic, technology, and the influence of social media on our next generation.

In 2023, Gov. Gianforte made a generational $300 million investment to reform and improve Montana’s behavioral health and developmental disabilities service systems across the state.

The Office of Public Instruction estimated the statewide drop at 3,549 students, roughly corresponding to the dramatic uptick in homeschooling numbers that same school year. The trend reversed quickly, with public school enrollment largely rebounding by the spring of 2022, but certain districts continue to report student headcounts at or below their pre-pandemic highs — a key concern given the weight Montana’s funding formula places on enrollment.

Chef Andy Blanton has been selected to lead Flathead Valley Community College’s Culinary Institute. Blanton was the owner and executive chef at Cafe Kandahar on Big Mountain for many years. He left the restaurant business in June 2023. He will direct FVCC’s culinary program after the retirement of Chef Howard Karp. Karp assumed the executive chef role in 2012. 

The Boys & Girls Club of Carbon County recently held a colorful carnival in Red Lodge to celebrate its 30th year. The Club’s development got started in 1993 when the Beartooth Front Forum organization was formed on the belief that when a community works together positive things happen. A committee recognized the need for a structured activities program and a place for kids to go to be safe, meet friends, and grow A year later and both the Boys & Girls Club of Red Lodge and the Beartooth Front were founded as a 501©(3) non-profits.

Sacred Waters Brewing Company, entered several of its beers in the 2024 World Beer Cup competition also known as the “Olympics of Beer”. The company won a bronze medal in the “best chili beer” for its Lil Salmon Fire. Sacred Waters is now planning to increase its capacity to brew by adding 30 barrels, allowing it to take on new markets in Northwest Montana.

A year after 10 Montana Rail link railcars plummeted into the Yellowstone near Reed Point, federal authorities have not released their findings on the cause of the crash. The accident sent close to 412,000 pounds of molten asphalt into the river. The Federal Railroad Administration stated  that the crash, which occurred on June 24, 2023, is still under investigation. A report Montana Rail Link provided to the FRA in the weeks after the accident says that a portion of its train derailed while crossing a bridge over the Yellowstone. Sixteen of the 35 rail cars derailed or were damaged in the incident

A recent meeting of the City of Miles City’s Finance Committee turned solemn as the reality set in that significant budget cuts are going to have to be made. The Committee needs to deal with a large deficit. According to preliminary budget information, the city is anticipating a shortfall of approximately $560,000  of a projected $6 million budget. 

The construction of a 74.5-megawatt solar energy generating facility west of Fairview –the Fairview I Solar Project has been announced. Other portions of the project components would include a 25-MW, four-hour battery storage initiative, overhead transmission line and internal access roads.”

Gov. Greg Gianforte attended the ribbon cutting of a sanitation business in Belgrade. Big Sky Decon, in the process of changing its name from Kart Kleen, began working with Belgrade manufacturer Kevin Meyer, owner of MMC Inc. A new product for the Missoula-based company was delivered –their first coolant decontamination unit a wheeled cart that filters and disinfects manufacturing machinery coolant.

A report from Headwaters Economics recently criticized overly cautious wildfire management strategies. The nonprofit research group argues that current approaches hinder communities’ ability to manage wildfires effectively, harming both natural environments and residents. The report points out that by balancing community protection, ecosystem health and maintaining resilient landscapes, communities can coexist more safely with wildfires while mitigating damage

At a Red Lodge City Council meeting, Bone Daddy, the iconic emblem of the Beartooth Rally, informed the city that he is stepping down after this year’s 30th anniversary for health reasons.

Beartooth Basin Summer Ski Area, the only strictly summer ski area in the nation, is being sold. For sale is spelled out in large red letters on the ski areas website over the top of a photo of the steep mountainside and its lift towers.

Merry Piglets is now opened in Bozeman.  Merry Piglets was the first restaurant concept that Joe and Denise Rice, founders of the Blue Collar Restaurant Group, began with back in 1989 in Jackson Hole, Wyoming. Since then the company has opened 13 restaurant locations with varying concepts, seven in Wyoming and six in Montana.

Each year, Flathead Lake cherry growers produce between 2 million and 3 million pounds of the cherries. The Flathead cherries are valuable because they usually come later in the season than the huge crops from Washington State. Customers will generally pay a premium for those fresh cherries into late July and August. The Flathead cherry crop in western Montana was almost completely wiped out by a hard freeze in January 2024.

Glacier Floral Design opened in downtown Columbia Falls recently. Glacier Floral Design is owned and operated by Alyx Wieringa and her family.

Birch cafe is a blend of fast-casual comfort food; homemade sandwiches, baked goods, chocolates, coffees, teas and smoothies alongside a retail section for local art and goods. Owner Stephanie Meyers’s opened the business recently in Bigfork. The space on the second story  has a new kitchen, and bar.

The Glasgow City Council voted recently to build a new skate park in Hoyt Park, where the new swimming pool is under construction.

Gov. Greg Gianforte sent a letter to Secretary of the Interior Deb Haaland and Bureau of Reclamation Commissioner Camille Touton requesting federal assistance in response to the St. Mary siphon failure. “The failure of the siphons not only flooded and damaged property in the immediate area but also jeopardizes drinking water for 14,000 Montanans and irrigation for over 18,000 water users,” Gov. Gianforte wrote. “The loss of over 121,000 acres of irrigatable land will be disastrous for Montana’s farmers and ranchers as well as Montana’s economy.”

Montana Department of Labor & Industry (DLI)  announced the state secured a nearly $2 million investment to provide workforce retraining and support services for workers impacted by the closures of Pyramid Lumber in Seeley Lake and Roseburg Forest Products in Missoula.

 The City of Great Falls and Malmstrom AFB celebrated the opening of the Scheels Aim High Big Sky Aquatic and Recreation Center. The center features an 8 lane lap pool, recreation pool with water slide, lazy river, full court gym with basketball, volleyball and pickle ball, weight and cardio equipment, fitness rooms, party and programming spaces, and a lounge with fire place.

3 Rivers Communications recently installed equipment to provide free Wi-Fi service to outdoor community spaces in Choteau and Fairfield. 3 Rivers Communications is a rural telecommunications cooperative, originally founded in 1953, with corporate headquarters in Fairfield and offices in Big Sky and Conrad. 3 Rivers offers broadband Internet, telephone and digital voice services.

A Great Falls researcher at the Mclaughlin Research Institute has been awarded a more than $3.1 million grant to continue their study of Alzheimer’s disease. The McLaughlin Research Institute is a homegrown research center started by Dr. Tiffany Hensley-McBain which is considered among the finest. The grant is from the National Institutes of Health. Hensley-McBain who is an Assistant Professor at MRI and the Touro College of Osteopathic Medicine-Montana.

Bob Quinn has opened the Quinn Institute in Big Sandy,  a new research facility dedicated to promoting more sustainable ways to farm, cook, and live and to network with other producers and processors dedicated to this vision. 

To make sure it’s done right, the Montana State University Extension’s Local Government Center will provide support to the 43 municipalities and 12 counties in Montana that are participating in the decennial local government review. The Center will provide training for study commissioners, including a July 24 online training, and guide municipalities and counties through the process.

The Montana Farm Bureau has submitted a letter to U.S. House of Representatives leadership urging them to take up the Fort Belknap Indian Community (FBIC) Water Settlement Act of 2024 (S.1987).

“The Milk River Project in north central Montana is aptly referred to as the “Lifeline of the Highline” because it provides water to over 120,000 acres of productive farmland, several towns, and two tribes,” said MFBF President Cyndi Johnson in her letter to Speaker of the House Mike Johnson and Democrat Leader Hakeem Jeffries. “Just over one week ago, a portion of the Milk River Project near Babb, Montana, suffered a disastrous failure, flooding the nearby community and threatening the economic certainty of a large portion of our state.

Johnson explained that the FBIC provides the assistance to restore St. Mary’s Canal that MFBF members have been asking for and negotiating about for more than 20 years. This legislation will provide $275 million for Milk River Project infrastructure repairs and to restore the St. Mary’s Canal.

“Without the essential repairs S. 1987 will provide to the Milk River Project, a large portion of our state will literally dry up and it’s not just our state that will suffer,” said Johnson, adding, “According to the Milk River Joint Board of Control, this project and the agriculture it supports raise enough food to feed 1 million people.”

The Conrad wheat farmer explained, “Our members, these rural communities, and our state will be put in great jeopardy if this project is not repaired quickly and completely. Please act promptly on the Fort Belknap Indian Community Water Settlement Act of 2024.”

By Chris Woodward, The Center Square

Montana Attorney General Austin Knudsen is pleased that a federal judge in Kansas has agreed with his request to block President Joe Biden’s student loan relief effort.

“This is great news that a court is blocking the President’s plan to buy votes from young, recent graduates and driving our country deeper into debt,” said Knudsen in a press release.

The Biden administration said the president’s SAVE Plan would cancel over $100 billion in student loan debt and help struggling families make ends meet.

The attorney general views the loan relief effort as more of a “loan cancellation scheme” in an election year.

“Hardworking Montanans should not be forced to foot the bill for anyone’s education, but their own,” the attorney general said.

The ruling comes after a lawsuit from Kansas Attorney General Kris Kobach. Knudsen joined that effort with the attorneys general of Alabama, Alaska, Idaho, Iowa, Louisiana, Nebraska, South Carolina, Texas and Utah.

The attorneys general said the Department of Education wrongly interpreted the Higher Education Act and went around the U.S. House and Senate to write its own rules.

“We’re talking about folks who are literally being crushed,” White House Press Secretary Karine Jean Pierre told reporters in May. “They’re trying to get their lives back on track.”

Knudsen argued that cancellation of student loans would harm Montana’s economy through a loss of state tax revenue and jobs, as well as increasing law enforcement costs. Knudsen also points out that the United States Supreme Court told Biden in 2022 that he did not have the authority to unilaterally cancel student loans through the HEROES Act.

By Roger Koopman

Some may consider it mere coincidence that over the past forty years, the Montana Supreme Court has struck down almost every conservative ballot measure (referenda and initiatives) that has come before it, while upholding every liberal one – including seven examples of such conduct in the past ten years alone.  Likewise, maybe it’s only coincidence that during this same period, our high court has openly disrespected the lawmaking prerogatives of the state legislature, blowing up one conservative statute after another, while standing firmly in the quicksand of judicial activism.

But these brazen outcomes are predictable, not coincidental, as two massive studies by Rob Natelson on the high court’s legacy of decision-making chaos have documented. (Read on FrontierInstitute.org.)  The court have in fact set on its head, our entire concept of fair, objective, truth-based, constitutionally-grounded justice.  When constitutional law and the evidentiary record are subject to the whims and political biases of advocacy justices, justice no longer exists, and our faith and confidence in the very system that preserves our liberties is diminished. 

Montanans, listen up.   Every two years, we have been electing Montana Supreme Court candidates who are blatant political advocates.  There is no other explanation for why the MSC is so out of step with other state courts – let alone with the fundamentally conservative values of Montana citizens – and why its twisted and legally convoluted rulings are so frequently and embarrassingly overturned. 

Because judicial elections in Montana are required to be non-partisan, voters remain largely uninformed about the judicial (and political) philosophies of the candidates.  After all, no candidate will admit to being advocacy-oriented, but the state’s wealthy trial lawyers and left-wing special interests know exactly who will do their bidding, and who will pave a legal freeway to a more aggressive, interventionist government that lines their pockets.  Their massive financial backing enables those candidates to swamp the opposition in almost every Supreme Court race.

While the court’s leftist ideology is ubiquitous, the poster boy for bigotry is Justice Ingrid Gustafson.  Gustafson’s in-your-face political bias is so egregious that, in this writer’s opinion, it seriously compromises her ability to function as an impartial, non-prejudicial jurist.  Montana’s news reporters should be shining a light on her outrages, but maybe they have dead batteries in their flashlights…

For her past six years on the Supreme Court bench, Gustafson has continually displayed various partisan political flags at her Billings residence, in what appears to be a rotating schedule of her best-loved leftist causes and social commentaries for all the public to see.  These include:

Peace Sign flags in various forms, historically symbolic of leftist, anti-war causes – and most recently, anti-Israel protests.  One version of Gustafson’s flag sports the LGBTQ “rainbow” background.

The “co-exist” flag, a popular left-wing symbol.

Flags featuring yellow, white and purple stripes with two lines of stars.  Although borrowed from an image once used by the suffrage movement, now it represents leftist “non-binary” politics.

Apparently, Justice Gustafson does not believe the Montana Supreme Court’s Code of Judicial Ethics applies to her.  The Code expressly prohibits any activity “that would appear to a reasonable person to undermine the judge’s… impartiality.” 

Recently, Democratic Senators and media mouthpieces lambasted U.S. Supreme Court Justice Samuel Alito because, unbeknownst to him, his wife flew an American flag upside down for part a day in response to ongoing harassment from a left-wing neighbor.  This was not a partisan act.  She simply grew heart sick over all the personal abuse – abuse that would have made front page news if directed at a liberal justice’s spouse.  Yet when Justice Gustafson displays clearly partisan left wing political symbols every day, there is not a peep of protest.

Take heed.  We can no longer tolerate the partisan bigotry that holds sway among the majority of our Supreme Court justices.  Justice is too fragile and too precious to entrust it to political hacks in black. As a conservative, I am not saying “elect conservative justices.”  I’m saying elect true justices — men and women of integrity and impartiality, whose only “agenda” is true justice and liberty under law.    

Roger Koopman, Bozeman, is a former legislator and a former member of the Public Service Commission.

Current economic conditions are proving to be especially difficult for the young, according to a recent report in Epoch Times.

The obstacles holding younger generations back include historically high home prices, stagnant inflation, debt and spending habits, and wages.

And, according to the National Association of Realtors (NAR) home prices aren’t going to go down any time soon. NAR reported the highest ever national median sales price of $419,300 for a single-family home in May.

“We’re actually forecasting that home prices will continue to grow based on the lack of inventory and demand for home ownership,” Jessica Lautz, NAR deputy chief economist and vice president of research.

A $400,000 price tag translates to a $40,000 down payment—with the usual requirement of 10 percent of the home cost.

Millennials born 1981 to 1996, and Generation Z, born 1997 to 2012, face an uphill battle on the path to first-time home ownership, particularly in the years following the COVID-19 pandemic.

Factors impacting home affordability for the younger generations include historically high prices, three years of stubborn inflation and interest rates, personal debt and spending habits, unemployment, restricted development, and wages. And, often burdened with student loan debts, limited incomes and facing high interest rates, would-be young home buyers have trouble qualifying for any mortgage.

At current prices a single family would have to spend $4,000 or $5,000 a month in mortgage payments. In addition many areas have limited inventory.

The average homebuyer’s monthly housing payment is $2,829. That’s $30 less than the record high in April but more than double from three years prior. In 2021, the median monthly mortgage payment was $1,242, compared with $972 in 2011, according to Bankrate.

Using economic data on historical home prices and household incomes from the Federal Reserve, a Visual Capitalist report illustrates how, in 1984, the house sales price-to-income ratio was at 3.49 as the median annual household income for Americans was $22,420 and the median house sales price was $78,2000.

That ratio climbed to 5.8 in 2022 as the median household income rose to $74,580 while median house sales prices skyrocketed to $442,600 in quarter four. The ratio, however, dropped to 4.9 in 2023, according to a 2024 Harvard report. It remains, however, unaffordable for many households.

While Federal Reserve data indicate that between 1971 and 2024, the current interest rate of 6.86 percent has stayed below the historic highs of 18 percent or more seen in the early 1980s, interest rates soared after hitting historic lows of 2.65 percent in January 2021. This was due to the Fed raising interest rates to combat inflation, which significantly increased mortgage rates on homes.

Mortgage down payments are also high. The home marketplace Zillow released a June 20 study that found that for a “typical” U.S. home valued at roughly $360,000, home buyers with a median income would need to put down nearly $127,750 to secure a mortgage that would ensure monthly payments were 30 percent or less of their monthly income.

The annual inflation rate in June 2022 climbed to 9.1 percent—the largest increase in 40 years. The current rate of 3.3 percent is still significantly higher than the average 0.1 percent seen in 2015.

For young Americans who can only afford to rent, more of their income goes to rent than in years past. The average proportion of a person’s income that goes to rent was 25 percent in 2000, and it’s now 40 percent. A study by Susan Wachter, a professor of real estate and finance at the Wharton School of the University of Pennsylvania, found that 49 percent of those aged 18 to 29 chose to live with their parents in 2021, up from 27 percent in 1960.

While year-over-year wages grew considerably after the pandemic for those under 40, data from the Federal Reserve Bank of Atlanta show that wage growth peaked in 2022 before falling each subsequent year as median home prices continued their ascent.

Unemployment rates also ballooned during the pandemic, rising to 14.8 percent in April 2020. The rate plunged as the economy slowly recovered, dropping to 3.4 percent in 2023 but rising slightly again to 4 percent in May.

A June 24 research study from Lending Tree analyzed more than 428,000 anonymized credit reports from users in 100 largest U.S. metropolitan areas. It found that 97.1 percent of Gen Zers possess non-mortgage debt of some kind. Roughly 80.8 percent owe credit card debt, and the median non-mortgage debt for that age group hovers around $16,562.

The numbers are even higher for millennials. Non-mortgage debt averages $30,558, while 38.4 percent have student loan debt, the highest for any age group. Millennials are also the second most likely age group to have personal loans with 16.8 percent owing a median balance of $2,921.

A government grant of $3.2 million will purchase electric school buses for Billings School District 2 this coming school year in partnership with First Student, the district’s transportation contractor. The grant, through the Montana Department of Environmental Quality (DEQ) will cover the cost of purchasing the buses and constructing the charging infrastructure.

According to reports the cost of an electric school bus is about $400,000 – about four times the cost of a diesel school bus.

Public schools are claiming a new reasoning, besides a threat of global warming, for using electric vehicles. They are concerned about the exposure to diesel exhaust for children. They point out that diesel exhaust is a known carcinogen, to which children are being exposed on a daily basis.

The electric school bus has no exhaust to be concerned about.

Havre School District used electric school buses last year, to high acclaim. Not even cold weather was a detriment, they reported. Apparently, researchers are finding ways to enable EVs to deal with the cold. A system, called e-Thermal bank, is separate from the main EV battery and combines a chemical heat pump with microwave energy to produce heating or cooling on demand. Researchers estimate that the e-Thermal bank can deliver a range extension of up to 70% at a cost that is less than expanding battery capacity.

Billings is apparently getting the federal funds to buy the buses because Billings is included in a federal “Clean Cities program”. Billings and other Montana cities, as well as communities in Idaho and Wyoming are part of a special region called Yellowstone-Teton Clean Cities or YTCC’s.

YTCC functions as the Department of Energy’s on-the-ground advocate focused on petroleum displacement activities in the Greater Yellowstone Region. YTCC’s mission is to reduce consumption of traditional petroleum-based fuels in the three- state region; encourage and expand the use of alternative fuels, and advanced vehicle technologies by promoting other transportation options.

 Other than YTCC, the Clean Cities Program has about 90 communities targeted.

Other cities included in YTCC are Bozeman, Big Sky, West Yellowstone and others surrounding Yellowstone Park – – as the federal government is making an effort make the greater Yellowstone Region the focus of a petroleum displacement area.

Many of the cities are getting funds to build electric charging stations.

As traffic safety partners across Montana prepare to meet this month, roadway fatalities continue to be a primary concern. In 2023, 208 people died on Montana roads, and Vision Zero – zero deaths and zero serious injuries on Montana roadways – remains the goal. Statewide crash trends will be one agenda item of discussion at the (https:// mdt.mt. gov/visionzero /plans/ chsp.shtml) Executive Leadership Team (ELT) virtual meeting scheduled for Thursday, July 25, from 1 to 3 p.m.

“Despite challenges, leaders across the state continue to work together with a common goal of Vision Zero,” said Larry Flynn, Deputy Director of the Montana Department of Transportation (MDT). “Zero is the only acceptable number of lives lost on Montana’s roadways, and MDT looks forward to continued collaboration and coordination with our partners statewide to work towards that goal.”

The agenda for the meeting includes:

– Public Comment

– Comprehensive Highway Safety Plan Overview

– Statewide Impaired Driving Work Plan Approval